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There have been multiple recent statistics that show the need for critical illness insurance that will be able to fill the gap that is left between health and life insurance.
? Over 1.4 million Americans will have a heart attack this year. Over 80% of these individuals are under the age of 65 and will have to go back to work after recovering
? Every 40 seconds someone in the United States has a stroke, and 1-out-of-4 that are afflicted are under the age of 65
? ½ of men have some kind of cancer during their lifetime, for women the number dips to 13
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It is true that a healthy lifestyle can help reduce serious illness risk; however there are other factors, including heredity and environment- this means that some of these conditions are impossible to avoid completely. Fortunately, most of these policies cover a number of conditions- much more than at their inception. The ‘big three’ as they are commonly called- heart attack http://www.bearsfansproshop.com/Bears+Jonathan+Bullard+Rush+Jersey.html?cat=1331 , stroke, and some cancers-are generally included in plans, but these have also been extended to cover anything from paralysis to Alzheimer’s or Parkinson’s. Considering that most diseases hit earlier than was once thought, some illnesses can happen no matter what age you are, and most conditions do not fall under the umbrella of health and life insurance.
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